Texas financing directory

Commercial Real Estate Financing in Texas.

Commercial real estate investors and developers can access market-specific resources across 148 Texas communities, together with direct links to property-type and related financing pages.

$1M–$100M+Transaction range
NationwideU.S. market coverage
8Core property types
DirectSenior-level review
Statewide perspective

Commercial real estate capital across Texas.

Texas includes major urban centers, suburban corridors and smaller regional markets with distinct property fundamentals. Financing decisions should account for local supply and demand, employment drivers, population trends, infrastructure, entitlement processes, taxes, insurance and the liquidity available to each asset class.

Debt solutions for acquisitions development recapitalizations and transitional assets. A successful request establishes how the proposed structure supports acquisition, development, stabilization, recapitalization or refinancing goals. Lenders also evaluate sponsor experience, cash equity, contingency planning and the quality of information available for diligence.

Transaction timing in Texas may be affected by appraisal, environmental review, title, survey, zoning, permitting, insurance and third-party reporting. Starting the financing process with organized property and sponsor materials can improve lender response and help preserve optionality as terms are compared.

Local underwriting

Market rent, vacancy, absorption, comparable sales and construction supply are analyzed at the submarket level rather than assumed from statewide averages.

Execution planning

Closing schedules should allow for required reports, lender committee review, documentation, entity diligence and resolution of property-specific conditions.

Capital alignment

Proceeds, reserves, extension options, recourse and covenants should remain workable through the full business plan and expected exit.

Financing readiness

Building a transaction that can move through underwriting.

Reliable execution begins with organized facts, realistic assumptions and a clear understanding of the decisions required before closing.

For Commercial Real Estate Financing in Texas, the initial package should identify the borrower and ownership structure, property location, loan purpose, requested proceeds, sources and uses, existing obligations and target closing date. Historical operating statements, current occupancy information, material leases, capital budgets and relevant purchase or development documents allow reviewers to understand the request in context. If information is preliminary, the package should distinguish confirmed facts from assumptions that remain subject to diligence.

A credible business plan explains how value is protected or created during the proposed loan term. That may involve completing construction, renovating units, funding tenant improvements, resolving deferred maintenance, increasing occupancy, extending leases, improving operations or preparing the property for sale or permanent financing. Assumptions should be supported by market evidence and include enough contingency for changes in cost, timing, interest rates or leasing velocity.

Property types

Commercial property financing in Texas.

Explore asset-specific underwriting and capital considerations.

01Multifamily

Apartment communities, workforce housing, student housing and build-to-rent assets. Financing in Texas is evaluated against asset-specific cash flow, basis and execution considerations.

02Hotels & Hospitality

Full-service, select-service, extended-stay and independent hospitality properties. Financing in Texas is evaluated against asset-specific cash flow, basis and execution considerations.

03Industrial

Warehouse, distribution, manufacturing, cold-storage and last-mile facilities. Financing in Texas is evaluated against asset-specific cash flow, basis and execution considerations.

04Retail

Neighborhood centers, grocery-anchored assets, single-tenant properties and experiential retail. Financing in Texas is evaluated against asset-specific cash flow, basis and execution considerations.

05Office

Central business district, suburban, medical and specialized office properties. Financing in Texas is evaluated against asset-specific cash flow, basis and execution considerations.

06Mixed-Use

Integrated properties combining residential, retail, office, hospitality or other commercial uses. Financing in Texas is evaluated against asset-specific cash flow, basis and execution considerations.

07Self-Storage

Climate-controlled, drive-up and specialized storage facilities and portfolios. Financing in Texas is evaluated against asset-specific cash flow, basis and execution considerations.

08Commercial Land

Infill, entitled, transitional and development land for commercial real estate projects. Financing in Texas is evaluated against asset-specific cash flow, basis and execution considerations.

All covered markets

Texas market directory.

Markets are ordered by population and link directly to local cre financing resources.

Houston, TXPopulation 2,314,157San Antonio, TXPopulation 1,526,656Dallas, TXPopulation 1,326,087Fort Worth, TXPopulation 1,008,106Austin, TXPopulation 974,447El Paso, TXPopulation 678,815Arlington, TXPopulation 388,125Corpus Christi, TXPopulation 316,239Plano, TXPopulation 283,558Laredo, TXPopulation 256,153Lubbock, TXPopulation 249,042Garland, TXPopulation 236,897Irving, TXPopulation 236,607Cypress, TXPopulation 200,839Amarillo, TXPopulation 198,645Grand Prairie, TXPopulation 187,809Brownsville, TXPopulation 186,738McKinney, TXPopulation 162,898Frisco, TXPopulation 154,407Pasadena, TXPopulation 153,784Mesquite, TXPopulation 144,788Killeen, TXPopulation 140,806McAllen, TXPopulation 140,269Carrollton, TXPopulation 133,168Midland, TXPopulation 132,524Waco, TXPopulation 132,356Denton, TXPopulation 131,044Abilene, TXPopulation 125,182Round Rock, TXPopulation 115,997Beaumont, TXPopulation 115,282Odessa, TXPopulation 114,428Richardson, TXPopulation 110,815Pearland, TXPopulation 108,821College Station, TXPopulation 107,889Wichita Falls, TXPopulation 104,710Lewisville, TXPopulation 104,039Tyler, TXPopulation 103,700San Angelo, TXPopulation 99,893Alief, TXPopulation 98,725League, TXPopulation 98,312Allen, TXPopulation 98,143The Woodlands, TXPopulation 93,847Sugar Land, TXPopulation 88,156Edinburg, TXPopulation 84,497Mission, TXPopulation 83,298Longview, TXPopulation 82,287Bryan, TXPopulation 82,118Pharr, TXPopulation 76,538Baytown, TXPopulation 76,335Missouri, TXPopulation 74,139Temple, TXPopulation 72,277Flower Mound, TXPopulation 71,253New Braunfels, TXPopulation 70,543North Richland Hills, TXPopulation 69,204Conroe, TXPopulation 68,602Victoria, TXPopulation 67,574Cedar Park, TXPopulation 65,945Atascocita, TXPopulation 65,844Harlingen, TXPopulation 65,774Celina, TXPopulation 64,427Mansfield, TXPopulation 64,274Georgetown, TXPopulation 63,716San Marcos, TXPopulation 60,684Rowlett, TXPopulation 60,236Leander, TXPopulation 59,202Pflugerville, TXPopulation 57,122Port Arthur, TXPopulation 55,340Spring, TXPopulation 54,298Euless, TXPopulation 54,219University of Texas, TXPopulation 53,082DeSoto, TXPopulation 52,486Grapevine, TXPopulation 51,404The Trails of Frisco, TXPopulation 51,059Galveston, TXPopulation 50,180Bedford, TXPopulation 49,337Cedar Hill, TXPopulation 48,507Texas, TXPopulation 47,618Wylie, TXPopulation 46,708Keller, TXPopulation 45,758Haltom, TXPopulation 44,206Burleson, TXPopulation 43,625Schertz, TXPopulation 43,091Rockwall, TXPopulation 42,566The Colony, TXPopulation 41,779Coppell, TXPopulation 41,159Huntsville, TXPopulation 40,938Sherman, TXPopulation 40,667Duncanville, TXPopulation 39,826Weslaco, TXPopulation 39,474Hurst, TXPopulation 39,016Lancaster, TXPopulation 38,801Friendswood, TXPopulation 38,800Little Elm, TXPopulation 38,341Channelview, TXPopulation 38,289Texarkana, TXPopulation 37,280San Juan, TXPopulation 36,556Mission Bend, TXPopulation 36,501Lufkin, TXPopulation 36,333Del Rio, TXPopulation 36,153Kyle, TXPopulation 35,733Rosenberg, TXPopulation 35,510La Porte, TXPopulation 35,148Nacogdoches, TXPopulation 33,894Deer Park, TXPopulation 33,806Cibolo, TXPopulation 33,433Waxahachie, TXPopulation 33,384Socorro, TXPopulation 33,222Copperas Cove, TXPopulation 33,081Farmers Branch, TXPopulation 32,689Cleburne, TXPopulation 30,020Southlake, TXPopulation 29,941Fort Cavazos, TXPopulation 29,589Harker Heights, TXPopulation 29,142Big Spring, TXPopulation 28,862Eagle Pass, TXPopulation 28,765Weatherford, TXPopulation 28,742Socorro Mission Number 1 Colonia, TXPopulation 28,637Seguin, TXPopulation 27,864Lake Jackson, TXPopulation 27,533Greenville, TXPopulation 26,515Kingsville, TXPopulation 26,225Alvin, TXPopulation 25,791Colleyville, TXPopulation 25,487Balch Springs, TXPopulation 25,210Paris, TXPopulation 24,782University Park, TXPopulation 24,759Sachse, TXPopulation 24,554Watauga, TXPopulation 24,525San Benito, TXPopulation 24,496Corsicana, TXPopulation 23,952Marshall, TXPopulation 23,820Denison, TXPopulation 23,150Kerrville, TXPopulation 23,136Cloverleaf, TXPopulation 22,942Hutto, TXPopulation 22,722West Odessa, TXPopulation 22,707Benbrook, TXPopulation 22,629Midlothian, TXPopulation 22,318Saginaw, TXPopulation 22,079Converse, TXPopulation 21,987Brushy Creek, TXPopulation 21,764Canyon Lake, TXPopulation 21,262Corinth, TXPopulation 20,998Plainview, TXPopulation 20,919Murphy, TXPopulation 20,610Belton, TXPopulation 20,547Stephenville, TXPopulation 20,120New Caney, TXPopulation 20,000
Related financing solutions

Additional capital options in Texas.

Land Acquisition Loans Private Lenders Commercial Property Loans Commercial Loan Refinancing